Business Loans in Calgary
Secure the working capital your business needs with alternative financing options from Greenbox Capital. Submit a Calgary business loan application online and receive your funds in as little as 24 hours.
Get Fast Business Funding in Calgary
Do you need a fast, reliable business loan in Calgary? Greenbox Capital helps small businesses in Calgary and across Alberta access the working capital necessary to grow their business.
No delays. No paperwork. No strict application requirements.
Why Calgary Businesses Choose Greenbox Capital
Small businesses and newly launched companies often struggle to get approved for commercial loans at traditional financial institutions. That’s not the case when you partner with Greenbox Capital. Here’s why Calgary businesses choose us over other business funding companies:
- Same-day funding options. When companies apply for bad credit business loans through Greenbox Capital, they receive their funds within 24 hours.
- High approval rates. Our qualification criteria are less rigid than traditional banks’. Even borrowers with fair or poor credit can get a loan with our firm.
- No collateral required. We never require companies to post collateral to meet loan approval requirements.
- Flexible repayment terms Since every business is unique, we custom-fit repayment plans to satisfy each firm’s needs.
- Trusted by Canadian businesses. Businesses from Calgary to Chestermere and beyond depend on Greenbox Capital to finance their ventures.
Proudly serving local businesses in the Calgary Metropolitan Region (CMR)
- Calgary
- Airdrie
- Okotoks
- Chestermere
- Cochrane
- Beltline
- Bridgeland
- Inglewood
Base Conditions of Financing
| Funding Range | up to $350K |
| Setup Fee | $349 minimum or 4% of funding amount |
| Funding Disbursement Fee | $95 CAD for Canadian-based entities |
| Term Canadian Provinces & Territories: | 1st Position: 3 – 18 months |
| 2nd Position: 3 – 10 months |
Our Business Loan Options in Calgary
Small Business Loans
Greenbox Capital’s small business loans are versatile. This type of business funding in Calgary is ideal for small and growing companies looking to scale quickly. With this funding option, you can secure business financing in Calgary for equipment financing, working capital, inventory, and more.
Small business loans in Calgary are for SMEs and start-ups that:
- Need business equipment, supplies, or inventory.
- Want to expand or open a new business location.
- Have bad credit.
- Are run by brokers, minorities, women, and veterans.
Merchant Cash Advance
With a merchant cash advance in Calgary, Greenbox will provide a lump sum of capital for a percentage of your company’s future sales. This is a fantastic option for entrepreneurs and company owners who need upfront cash and want to preserve their cash flow as the advance is repaid.
Business cash advances are for businesses that:
- Generate a high volume of credit card transactions.
- Have lower-than-average credit scores.
- Need funds right away.
- Don’t have collateral.
Business Line of Credit
Those seeking an alternative to fixed-term loans should consider a business line of credit. This solution enables you to use as much cash as you need (up to your approved credit limit). You’ll only pay interest on the amount you use.
Lines of credit are ideal for:
- Bolstering cash flow when business is slow.
- Expanding operations geographically.
- Upgrading technology to stay competitive.
Businesses We Support in Calgary
Greenbox Capital is devoted to helping local businesses across Calgary thrive. We fund companies in a wide variety of industries, including:
- Restaurants and cafés
- Retail and boutique stores
- Contractors and construction companies
- Auto repair shops
- Health and wellness providers
- Cleaning and janitorial services
- Beauty and personal care businesses
Whether your business is based in Beltline, Bridgeland, or Inglewood — we’re here to help you grow.
How Our Calgary Business Loans Work
Wondering how to get a business loan in Calgary? It’s simple and fast with Greenbox Capital. Here’s our 5-step process.
- 1
Apply in under 10 minutes
After compiling three months of bank statements and gathering any accompanying documentation, you can submit your information in 10 minutes. For expedited approval, link your bank account so we can access the necessary transactional data.
- 2
Speak to a Funding Advisor
Within an hour, one of our Funding Advisors will contact you, walk you through your funding options, and officially complete your application.
- 3
Get a decision in a day
We’ll promptly review your details and determine your eligibility. You’ll receive a decision on your application in as little as 24 hours.
- 4
Receive your funds right away
After your loan is approved, you can receive your funds within 24 hours.
- 5
Repay with ease
We work with you to establish a repayment plan that’s affordable for your private business. Payments will be automatically deducted.
Requirements of Business Financing in Calgary
| Minimum Revenue | $10,000 / month |
| Length in Business | 5 months or more |
| Ownership % | Minimum of 51% Ownership |
| Business Activity | At least 2 transactions per month |
| Bank Balance | Positive average bank balance |
| Overdrafts & NSFs | Fewer than 25 overdrafts/NSFs in 3 months, and less than 20 negative balance day |
| Entity Types | All entity types, including sole proprietorships and non-profits |
Frequently Asked Questions about Calgary Business Funding
What type of business loan in Calgary is easiest to get?
Alternative business loans, like those offered by Greenbox Capital, are easy for business owners to secure. You don’t need a high credit score, the application process is straightforward, and repayment terms are cash-flow based.
Can I apply for a loan if I have bad credit?
Even with bad credit, you can still apply for a small business loan in Calgary, or other types of funding. Greenbox Capital evaluates more than borrower credit information; we also consider your firm’s future potential.
How quickly can I get approved and funded in Calgary?
If you get a loan for a small business through Greenbox Capital, it can be approved and funded within a single business day.
What documents do I need to apply for a small business loan?
Borrowers will need to submit:
- Three months of bank statements
- Financial statements
- A business licence or certificate
- And more.
Learn more in this loan documentation checklist.
Is a business line of credit better than a term loan?
Term loans and business lines of credit have both pros and cons. However, the main appeal of lines of credit is the ability to use funds as needed up to a certain credit limit for ongoing expenses.
Ready to Grow Your Calgary Business?
Greenbox Capital is proud to support Alberta-based entrepreneurs with fast, customizable business loans in Calgary. Whether you need working capital for expansion, payroll, equipment, or inventory, we’re here to assist you. Our application process is tightly streamlined, with funding accessible in as little as 1 business day. No red tape, no lengthy approvals — just the capital you need, when you need it.
Ready to move forward? Apply for a loan today or contact our team to speak with a dedicated funding advisor.
Apply for a Business Loan in Calgary Online
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